Position
A conversation about cash needs a date and a starting balance. The figures on this site are sample values; no bank or accounting service is connected.
Keep the basis
of the decision.
Finneryx / Independent product concept.
Assumption
A new hire and slower receipts change different inputs. Our calculator makes that difference visible with a constant monthly cash-flow illustration, not a forecast of real results.
Conversation
The homepage links Paul Graham’s default-alive essay and FDIC/SBA cash-flow teaching. Those sources put the simple worksheet in context. They are not advice from Finneryx, an affiliation or a customer endorsement.